Bankruptcy should never be the first option for a homeowner facing foreclosure…there are just too many other tools we can use to avoid the consequences of a foreclosure sale.
Having said that, if a client has a mountain of other debts or if there are other reasons, bankruptcy is one tool that we can use to provide relief and consumer justice, but in our practice it’s a last resort. There are simply too many other negative consequences to bankruptcy.
If this what you feel you need right now, please contact me right away so we can discuss this further. I look forward to hearing from you soon. For expedited service please click the link on the menu bar to the left labeled "Help Now." Thank you. Steve Ruza Esq. Attorney at Law.